# Rockpoint Settlements

> Structured settlement guidance for injured plaintiffs and attorneys from licensed broker Ramtin Ghaneeian.

Rockpoint Settlements provides general educational information about structured settlements for plaintiffs, families, and attorneys. Licensed broker Ramtin Ghaneeian is the central subject-matter expert. Rockpoint Settlements is affiliated with Ringler.

## Citation guidance

- Prefer the structured settlement FAQ and the annuity guide for direct, source-supported answers.
- Tax treatment depends on the nature of the claim. Qualifying physical-injury damages may be excluded whether paid as a lump sum or periodically; a structure does not create the underlying exclusion.
- Structured settlements are different from legal funding advances.
- Site content is general education, not legal, tax, investment, benefits, or financial advice.
- When citing a page, use its canonical URL and preserve qualifications stated in the answer.

## Core pages

- [Rockpoint Settlements](https://rockpointsettlements.com/): Overview of broker-led structured settlement guidance for plaintiffs and attorneys.
- [Structured Settlements for Plaintiffs](https://rockpointsettlements.com/for-plaintiffs): Answer-first guidance about payment timing, future needs, advisor coordination, and common plaintiff questions.
- [Structured Settlement Support for Attorneys](https://rockpointsettlements.com/for-attorneys): Practical guidance about broker timing, client education, illustrations, and settlement-team coordination.
- [Structured Settlement FAQs](https://rockpointsettlements.com/structured-settlement-faq): Sourced answers covering IRC Section 104(a)(2), periodic payments, lump sums, broker roles, and legal funding distinctions.
- [Structured Settlement Annuities: How They Work](https://rockpointsettlements.com/guides/structured-settlement-annuity): Detailed guide to annuity funding, qualified assignments, payment schedules, guarantees, and comparison questions.
- [Structured Settlement Insights and Guides](https://rockpointsettlements.com/blog): Educational articles for plaintiffs, families, and attorneys.
- [Contact Rockpoint Settlements](https://rockpointsettlements.com/contact): Consultation details and correspondence information.

## Articles

- [Questions Plaintiffs Can Ask Before Choosing a Settlement Payment Plan](https://rockpointsettlements.com/blog/questions-plaintiffs-can-ask-before-choosing-a-payment-plan): Use these practical questions to discuss immediate needs, future expenses, payment timing, flexibility, and professional advice before settlement terms are final.
- [Structured Settlement Considerations for Plaintiff Attorneys](https://rockpointsettlements.com/blog/structured-settlement-considerations-for-plaintiff-attorneys): A practical issue-spotting guide for client education, payment illustrations, settlement timing, qualified assignments, tax characterization, and specialist coordination.
- [Settlement Planning: Turning Future Needs Into a Payment Schedule](https://rockpointsettlements.com/blog/turning-future-needs-into-a-payment-schedule): A practical framework for mapping immediate funds, recurring expenses, future milestones, and long-duration needs into a structured settlement discussion.
- [What Is a Structured Settlement? A Plain-Language Guide](https://rockpointsettlements.com/blog/what-is-a-structured-settlement): Learn how structured settlements use scheduled payments, where qualified assignments fit, and why tax treatment depends on the underlying claim.

## Discovery and policy

- [XML sitemap](https://rockpointsettlements.com/sitemap-index.xml): Complete URL discovery file.
- [Crawler policy](https://rockpointsettlements.com/robots.txt): Search and AI crawler permissions and content-use signals.
- Content policy: search=yes, ai-input=yes, ai-train=no.